Articles by Chad Smith

Chad's Profile

While finishing his B.S. degree at NC State University, Chad came to Financial Symmetry as an intern and began a lifelong career track in the financial planning and investment management profession. By using his decade of experience and the education he earned with his CFP license, Chad works with clients as a Primary Advisor.

Link to Chad's Full Bio

http://financialsymmetry.com/our-team/chad_smith_cfp/

In this issue of “Under the Hood” we reference an article written by Bob Veres and give some insight into our decision-making process when it comes to evaluating different mutual funds.  We also include an excerpt from an interview with one of our mutual fund managers.
HOW TO LOSE MONEY IN THE TOP-PERFORMING FUND
by Bob Veres
An [...]

We in the financial planning community believe that something called a “fiduciary standard” is the very best framework for professionals to work with our clients.  That’s why we’re so angry over something that happened in the Senate over the weekend: Senator Tim Johnson of South Dakota inserted an amendment into the new regulatory reform bill–and, [...]

Investing in gold is on the tip of many investors’ tongues these days. The fact that gold has tripled in value over the last seven years and recently has been hovering at a price of $1,100 an ounce, has certainly helped.  This is coupled with the realization that gold has outperformed most of the major [...]

After going through multiple investment bubbles, a severe credit crisis, and two painful recessions, the “Lost Decade” for stock investments has come to an end.   In fact, the latter half of 2009 left us with a rather robust recovery and the idea that we may be participating in a sustainable economic recovery.
At the beginning of [...]

In response to the many fears and uncertainties that arose during the recent economic crisis, The National Association of Personal Financial Advisors (NAPFA) Consumer Education Foundation sponsored multiple financial advice events around the country as part of the “Your Money Bus” tour.  On Tuesday January 19th, the “Your Money Bus” rolled in to downtown Raleigh, [...]

There’s no better time than the beginning of a new year to implement a new budget in order to gain control of your spending. In the final installment of our series on Quicken, we provide a few pointers to make using Quicken more meaningful so that you can better track where your money goes.

Understanding the difference between a fiduciary standard and a suitability standard could pay major dividends in a relationship with a financial professional.  Operating under the fiduciary standard requires a planner to put the client’s interest ahead of his or her own.  In other words, don’t be afraid to ask your financial advisor the motivation behind [...]

Elderly fraud continues to be a major obstacle for today’s senior citizens.  This is why we feel it’s essential to do our best to spread awareness about this topic and provide tips of how to avoid these scams in the future.  One of our partners, Chad Smith, CFP®, recently spoke, for the second time, to [...]

The CFP® board requires financial planners to attain a significant amount of continuing education to keep their designations current.  So this week Allison and Chad attended the FPA of the Triangle’s 2009 Annual Symposium.
One of the presentations by fellow FPA member, Dennis Stearns, provided some quality economic research that should lend some interesting discussion in [...]

Chad Smith, CFP® was recently quoted on wsj.com. In the article, “Financial Advisers Look Local,” Shelly Banjo profiled several ways Financial Symmetry was reaching out to clients in the Triangle. Some of these initiatives included working with charitable organizations, educating younger couples, and providing information on the company’s blog.

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