Financial Symmetry News & Views

The primary purpose of measuring risk capacity and applying it to an investment strategy is to prevent being forced to sell low.
In other words, we want to prevent short term risk from harming your long term security.
In operation, the higher your capacity for risk, the more of your portfolio can be allocated to stocks which [...]

Probably not, even though it may feel like it.
What’s Going On
The financial markets have been hit with a steady barrage of negatives.
Europe is still struggling to address the problems inherent in the Euro — namely that they have a currency union but not a political union.
Here in the US the short term budget deficit caused [...]

Yesterday was certainly a stressful day for US investors.  Watch as Chad talks with Steve Daniels of ABC 11 Eyewitness News about the best way to react to the recent stock market moves.

As a new mom I am always trying to do what is best for my child.  Whatever the decision-whether to swaddle, use a pacifier, or let him cry-I frequently second-guess myself and wonder if I should be doing things differently.  At the end of the day I know that we have to do what works [...]

The total United States government spending for fiscal year 2011 is budgeted at $3.82 trillion. Of that amount we are borrowing $1.65 trillion in order to be able to pay all of our obligations.  If the debt ceiling is not raised by August 2nd, effectively shutting down the government, we would have to the fill [...]

If you think back to your childhood, what were the biggest influences on how your view of money developed?  If you’re anything like me, this question triggers memories of the struggle between saving my hard-earned allowance and spending it on the newest pack of baseball cards in hopes of obtaining the rare 1989 Ken Griffey [...]

Financial Symmetry, Inc. has recently promoted Heather Gudac to Operations Manager.
Upon graduation from NC State University with a B.S. in Business Management – Finance, Heather joined Financial Symmetry, Inc. (FSI) as their Operations Specialist and Office Manager in 2008. She began her career with the firm as a financial planning intern in late 2006.
As [...]

As most people know, healthcare costs have been rising much faster than other areas of our economy for decades.  The chart below demonstrates what will happen to federal spending levels if healthcare costs continue to rise too quickly.  Despite what some are saying, it is clear that other areas of federal spending- including social security [...]

As mentioned in our previous blog post about the debt ceiling, we said that our long term fiscal problem is heavily influenced by two issues- taxation and health care costs.
There is a school of economic theory that says that the level of taxation has a strong inverse relationship with economic growth.  In other words, some [...]

There has been quite a bit in the news lately regarding the United States government hitting the legal debt limit set at $14.3 trillion.  The Treasury Secretary has sent a letter to Congress warning them that if they fail to act by August 2, there will be dire consequences associated with what would amount to [...]